At Shields Broker, we understand that obtaining a mortgage is a significant step. Our dedicated approach ensures that you are well-informed and supported throughout the entire process. From initial consultation to final approval, here’s what you can expect when you choose us as your mortgage partner.

What to expect

• Understanding Your Needs: Our first meeting is all about you. We discuss your financial goals, current financial status, and what you hope to achieve with your property purchase. This helps us tailor our advice specifically to your situation.

• Documentation Review: We will guide you through the documents needed for your mortgage application, including proof of income, employment history, and existing liabilities. This thorough review helps streamline the next steps.

Step 1: Initial Consultation

Step 2: Mortgage Selection

• Exploring Your Options: Based on the information gathered, we will present you with mortgage options that suit your financial situation. We represent a wide range of products from various lenders, ensuring you get competitive and fair choices.

• Advice and Recommendations: We explain the pros and cons of each option, helping you make an informed decision that aligns with your long-term financial goals.

• Preparation and Submission: Once you select a mortgage, we prepare and submit your application on your behalf. We handle all the details, ensuring that your application is complete, accurate, and presented in the best possible light.

• Ongoing Communication: Throughout the application process, we keep you updated on the status and manage all communication with the lender. You’ll never be left in the dark.

Step 3: Application Process

Step 4: Approval and Closing

• Finalizing the Offer: Upon receiving a mortgage offer, we review it with you to ensure that all terms are clear and beneficial. We’re here to answer any questions you might have about the terms and conditions.

• Closing Support: As you move towards closing, we guide you through the legal and financial procedures involved. Our goal is to make this final stage as smooth and stress-free as possible..

Step 5: Post-Closing Support

• Continuous Support: Our relationship doesn’t end at closing. We offer ongoing support and advice, helping you manage your mortgage effectively. Whether it's dealing with future refinancing or adjusting your mortgage in line with changing circumstances, we are here to assist.

Conclusion

Choosing the right mortgage is crucial, and we at Shields Broker are committed to guiding you every step of the way. With personalized advice and dedicated support, we ensure that your mortgage process is clear, manageable, and aligned with your financial objectives.

Contact Us Today: Ready to get started or have more questions? Contact us today to schedule your initial consultation.